In the fast-paced world of financial technology, where milliseconds matter and innovation drives progress, one name is recognized in the industry - . With 14 years of experience in software development and risk management, she has contributed to fintech's evolution. As Assistant Vice President at Barclays Global Service Centre, Sapana is leading initiatives and driving change.
Numbers don바카라™t lie, and neither does impact. Sapana led the risk engine decommissioning project, reducing inefficiencies by decommissioning 28% of global servers and achieving annual savings of ÂŁ282,484. She improved real-time intraday risk pricing, reducing operational overhead by 8 hours weekly and enabling quicker decision-making for traders. She also enhanced the Market Risk stress test application, increasing its speed by 30% and ensuring compliance with greater accuracy. These efforts resulted in ÂŁ3.76 million in annual savings for Barclays.
Sapana바카라™s contributions have been recognized widely, including being featured on the Barclays Times Square billboard바카라”an acknowledgment of her impact in fintech. She has also received the Employee of the Year and Star Award during her time at Cognizant, reflecting her consistent professional excellence.
Beyond the boardrooms and codebases, Sapana is highly skilled in technology. AWS Certified and fluent in the languages of Scala, Hadoop, Angular JS, C#, and a fleet of database management systems, she develops solutions that are both complex and efficient. She designs scalable and adaptable systems that align with industry requirements.
Her expertise extends beyond technical implementation to strategy, leadership, and transformation. In a highly regulated industry, she effectively balances cost optimization, performance improvement, and compliance. Her work on TRACE Regulatory Trade reporting demonstrates her ability to align technology with financial compliance standards.
Sapana바카라™s impact goes beyond individual achievements바카라”she actively contributes to shaping the fintech industry. Through problem-solving, process improvement, and team leadership, she continues to drive advancements.
바카라śI may be from a small town, but my dreams were never small, and coming from this background never held me back.바카라ť These words reflect her journey, one marked by perseverance, vision, and an unyielding drive to excel. Her achievements extend beyond her corporate role, she has wrapped up writing a book, penned articles published in renowned journals, and has been invited as a speaker at TechEx North America 2025, highlighting her position as a thought leader in the industry. Her accolades include the Titan and Global Recognition Award 2024.
And now, the world takes notice. Winning the Business Mint | Nationwide Award 2024 as the 바카라Financial Technology Innovator of the Year - 2024바카라™ in New York isn바카라™t just another achievement, it바카라™s a recognition of her impact. The message is clear: in the fast-evolving digital transformation of finance, Sapana Garud is not just adapting. She is driving progress, shaping the direction, and contributing to a new era of financial technology where innovation is a necessity.
Her expertise extends beyond technical execution, it is visionary. Sapana has the ability to anticipate industry trends, ensuring that Barclays remains ahead of the curve. She is not only recognised as a problem solver; but also, a futurist, someone who doesn바카라™t just react to change but engineers it.
At the heart of Sapana바카라™s success is a strong commitment to mentorship and empowerment. She doesn바카라™t just lead teams; she develops them, supports their growth, and encourages them to take on new challenges. Her impact reaches beyond Barclays, motivating the next generation of fintech professionals who see her as an example of what바카라™s achievable in a constantly evolving industry.
The fintech landscape is evolving, and at its center is Sapana Garud바카라”a leader, a strategist, and a key contributor to its future. As financial systems adapt, regulations become stricter, and digital transformations progress, one thing remains certain: where there is change, there is Sapana Garud, influencing it, guiding it, and playing a role in shaping the future of fintech.
